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About Luck Buffer

A free layoff runway calculator

Why this exists

Most people find out how long their savings would last after they've been laid off — when the stress is highest and the decisions are hardest. Luck Buffer flips that. It's a tool you run before you need it, so the number isn't a shock when it matters.

The idea is simple: knowing your runway turns a vague financial anxiety into a concrete number. A number you can act on. You can cut expenses, pick up side income, or just sleep easier knowing you have more time than you thought.

What it does

Luck Buffer takes your liquid savings, expected severance, and monthly expenses and calculates your exact financial runway — the number of months before your money runs out. It also shows how lifestyle changes extend that runway, what side income you'd need to reach a 6, 12, or 18-month target, and generates an action checklist tuned to your runway tier.

Built on four principles

Private by design Your numbers never leave your browser. No server, no storage, no account.
No friction No sign-up wall. No paywall. Open the page, enter your numbers, get your answer.
Actionable output Not just a number — a tier-matched checklist and concrete next steps.
No dependencies Pure HTML, CSS, and JavaScript. No frameworks, no build step, no CDN JavaScript.

Open source

The full source code is available on GitHub. The site is deployed to AWS S3 + CloudFront via keyless GitHub Actions OIDC — no stored credentials anywhere in the pipeline.

Use it now

Calculate your runway →